Medicare

We are a local certified Medicare agency; we can help make the transition to Medicare simple for you. By working with multiple carriers, we have many solutions to your Medicare needs. Including Advantage & Supplement Plan.

Advantage Plans

Medicare Advantage plans are provided by private insurance companies instead of the federal government. They include the same Part A hospital and Part B medical Coverage that original Medicare provides. Most med advantage plans also include part D prescription drug coverage. 

Supplement Plans

Medicare Supplement also known as Medigap plans are still enrolled through the original Medicare, Part A and Part B. Medigap plans cover certain cost-sharing expenses required by Medicare such as copayments or deductibles. In addition, Medigap plans may help with other costs that Original Medical doesn’t cover such as Part B excess charges. 

Medicare Part D

Medicare Part D is the prescription drug benefit, it is the part of Medicare that covers most outpatient prescription drugs. Part D is offered through private companies. Each Part D plan has a list of covered drugs, called formulary. If your drug is not on the formulary, you may have to request an exception, pay out of pocket, or file an appeal.

 


Companies We Work With